AnnMarie Stevens' Blog

Posted on 11/06/2022
Moving Out of State: How to Research Your New Home's Location
Buying a home in another state can be overwhelming, especially if you don’t know where to begin your search. How do you know where you want to live if you’ve never been there before? Luckily, there are some excellent ways you can make the process easier through careful research. Here are the main things you’ll want to research...
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Posted on 10/30/2022
What You Should Do to Spruce Up Your Fireplace Mantel
A fireplace mantel can enhance the appearance of your living room or den while also giving you a place to decorate and display items. While some fireplaces come with mantels, others don’t have one. If your fireplace doesn’t have a mantel, you’re not out of luck. With a few tools and materials, you can build your own fireplace...
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Posted on 10/23/2022
Understanding the relationship between PITI & property taxes
PITI is an acronym for principal, interest, taxes and insurance. In real estate, it's used by lenders to estimate your qualifications for a mortgage. One of the key variables in the formula is property taxes, which vary by location and individual home. But how do property taxes affect your PITI ratio? Here is a basic explanation to help:...
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Posted on 10/16/2022
Does your homeowners insurance cover termite damage?
Owning a home can be a wonderful experience. You have...
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Posted on 10/16/2022
3 Dark room ideas to try
If you’re in need of dark room ideas, there are plenty of options for lighting up a space. Whether a space has obstructed windows or no windows at all, there are design secrets you can use to bring light inside. Here are some tips to brighten a dark room: Reflect light with mirrors Decorating with mirrors is a...
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Posted on 10/09/2022
3 Charming ways to maintain your old house's allure without breaking your budget
Old houses have an allure to them that many newer models may be missing, unless specifically built to model an older home. Whether it's the nostalgia from your family home, you're a history buff with a dream of living in a historic district or you're simply one of many old house enthusiasts, old homes have a pull that...
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Posted on 10/02/2022
Moving & Short Term Storage: How to Find the Best Solution
Short-term storage solutions are perfect for many situations, including remodeling, staging a home or moving to a new one. Sometimes, when moving to a new home, you may not have room for all of your belongings. You can make this common scenario much simpler with a third-party storage service. However, there are two main types of short-term storage:...
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Posted on 09/25/2022
Homebuyer Questions About Moving to a New Neighborhood
Buying the house itself is only part of home buying. When you buy a new home, you choose a brand new place to live. In some cases, that place might be unfamiliar or far away from where you lived before. So, it's important to keep the local area in mind during your search. But how can you determine...
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Posted on 09/18/2022
The Easy Way to Clean Grout
If you have tile in your kitchen or bathroom, you’ve likely had to contend with stained or dirty grout. While tile itself is easy to clean, the space between the tiles requires more effort. However, you don’t need expensive chemicals or cleaning services to make the grout look brand new again. Here is how to clean grout with...
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Posted on 09/11/2022
Types of VA Loan Benefits for Veterans With Disabilities
If you're a qualifying U.S. veteran, a VA home loan can be your quickest path to home ownership. However, if you're legally disabled, there are even more financial benefits available. Here is a basic guide to VA loan benefits for veterans with disabilities: Funding fee exemptions VA loans don't require down payments, but come with funding fees instead....
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Posted on 09/04/2022
Landscape for beginners: Getting started with designing an outdoor space
There are many factors that go into designing a landscape - for beginners, the number of options can be overwhelming. How do you choose the best plants and where to plant them? How do you arrange your yard in an aesthetically pleasing but functional way? Luckily, there are some basics you can follow to get started in beginner...
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Posted on 08/28/2022
Do You Need Flood Insurance? Here's What to Consider
Whether your home is on the coastline or in a landlocked neighborhood, floods can be catastrophic and costly. Because of this risk and homeowners insurance not including coverage for flood damage, flood insurance is an essential commodity for many homeowners. But how can you know if a flood policy is right for you? To help you decide, here...
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